10 Things You Need to Know Before Moving to Tennessee

Tennessee blends southern hospitality with vibrant city life and scenic natural beauty. From the live music of Nashville to the misty trails of the Great Smoky Mountains, the Volunteer State attracts newcomers with its unique combination of charm, culture, and cost-conscious living. 

The state’s diverse geography also adds to its appeal, offering urban buzz and rural tranquility. With no state income tax and an overall cost of living below the national average, many families, retirees, and remote workers put Tennessee at the top of their list. But before packing up, it’s essential to understand Tennessee’s hot summers, evolving housing market, and job opportunities. 

This 2025 guide covers everything you need to know to make an informed move, whether seeking career growth, educational access, or a place to enjoy the outdoors year-round. Each section balances facts and advice to ensure you get a clear picture.

What You’ll Learn

This guide covers:

• Cost of living and housing trends

• Job opportunities, healthcare, and education

• Lifestyle, weather, and transportation insights

Overview

Tennessee stands out for its strong economic growth, affordable living, and vibrant cities, making it a top destination for families, professionals, and retirees. The state’s appeal includes low taxes, a robust job market, and a welcoming community spirit. The best reasons to move here depend on your priorities- whether you want career opportunities, budget-friendly housing, or access to music, culture, and outdoor recreation.

Here’s a more detailed breakdown:

Cost of Living and Housing

Tennessee’s cost of living is below the national average, and housing costs are affordable compared to many other states. The median home price is approximately $259,900, and rents remain lower than in most large metropolitan areas. Cities like Nashville and Knoxville have seen rising home values due to strong demand, but many smaller towns and rural areas still offer affordable homes. Utilities and transportation costs are also generally below national averages, contributing to the state’s affordability.

Job Market and Economy

Tennessee’s economy is thriving, with recent years marked by strong GDP growth and job creation. The state is a national leader in manufacturing, healthcare, logistics, and entertainment sectors. Nashville, Memphis, and Knoxville are major economic hubs, while rural areas benefit from targeted investments in workforce development and small business support. The state’s unemployment rate remains low, and new programs are expanding opportunities for young people and underserved communities. Tennessee also invests in workforce training, rural development, and incentives to attract new businesses and startups.

Major Cities and Communities

Nashville (population 686,513), Memphis (607,581), and Knoxville (202,639) are the most significant cities, each offering a unique mix of amenities, job opportunities, and cultural attractions. Fast-growing cities like Murfreesboro, Franklin, and Clarksville are popular for families and professionals. Over 70% of Tennessee’s cities are experiencing population growth, with the state ranking among the top 10 nationally for population increase.

Education and Healthcare

Tennessee offers many public and private education options, including respected universities such as the University of Tennessee and Tennessee State University. The state ranks second nationally in high school graduation rates and invests in programs to connect education with workforce needs. Healthcare access is strong in urban centers, but rural communities face ongoing provider shortages. Statewide initiatives are in place to expand healthcare training and improve services in underserved areas.

Climate and Environment

Tennessee has four seasons: hot, humid summers and mild to cool winters. The state’s diverse geography includes mountains, rivers, and forests, providing ample hiking, boating, and outdoor recreation opportunities. Although the climate is generally mild, seasonal severe weather affects residents, including thunderstorms and occasional tornadoes.

Culture and Recreation

Tennessee is world-famous for its music heritage, especially in Nashville and Memphis, and offers a rich array of festivals, museums, and culinary experiences. Residents enjoy a strong sense of local pride, Southern hospitality, and a lively arts and sports scene. The state’s parks, lakes, and the Great Smoky Mountains attract outdoor enthusiasts year-round.

Other Notable Considerations

• Taxes: Tennessee has no state income tax on wages and maintains low property taxes, supporting its reputation for affordability.

• Transportation: Major highways and airports connect cities, but most residents rely on personal vehicles.

• Population Growth: Rapid growth in many cities drives new development and infrastructure improvements.

• Community: Tennessee is known for its friendly, welcoming atmosphere and strong sense of community.

Why Are People Moving to Tennessee?

Tennessee is a top relocation destination due to:

• Affordable cost of living below the national average

• A diverse job market in healthcare, tourism, logistics, and business services

• Four-season climate with short winters and long, warm summers

• No state income tax, increasing take-home pay

The state appeals to families, retirees, and remote workers looking for affordability and amenities in a central U.S. location. Access to both rural quiet and city culture adds to its charm.

10 Essential Considerations for Moving to Tennessee

1. The Cost of Living in Tennessee

Tennessee’s overall cost of living is below the national average, especially in smaller towns. Larger metro areas like Nashville and Knoxville have seen rising costs but remain more affordable than many coastal cities.

Key expenses:

• Groceries: Slightly below average, with farmers' markets widely available

• Healthcare: Costs are close to national norms, with regional variation

• Housing: Median home price near $300,000 statewide

• Transportation: Affordable gas and low commute costs

• Utilities: Average costs, though air conditioning can raise summer bills

In Tennessee, the lack of state income tax and modest property taxes provide residents with more disposable income. It makes saving for retirement or investing in a home more manageable.

2. Education in Tennessee

Tennessee invests in public education and workforce readiness through local initiatives and statewide programs like Tennessee Promise.

Education insights:

• Colleges: Vanderbilt University, the University of Tennessee, and public community colleges

• K-12: Suburban districts often outperform rural counterparts

• Vocational training: Widespread technical education for trades and healthcare

Families relocating should compare school ratings and access to special programs. College towns often offer more extracurricular and tutoring support. Strong academic programs support a growing economy and workforce.

3. Housing Realities in Tennessee

Tennessee’s housing market is competitive in popular cities but remains affordable statewide. Demand has increased due to remote work trends.

Housing facts:

• Metro markets: Nashville, Knoxville, and Chattanooga lead in pricing and competition

• Property taxes: Among the lowest in the U.S.

• Rural areas: Lower costs but fewer housing options

Whether renting or buying, early planning is essential in hot markets. Flood zones near rivers may require additional insurance, so new residents should ask for detailed area information.

For example, those relocating from high-cost states like California can benefit from California to Tennessee car shipping to simplify their long-distance move while preserving vehicle condition.

4. Climate and Weather in Tennessee

Tennessee has four seasons: mild winters and long, humid summers. Tornadoes and heavy storms can occur in spring and summer.

Weather prep:

• Gear: Air conditioning, storm kits, and layered clothing

• Precipitation: Frequent summer storms and spring showers

• Summer: Temperatures often exceed 90°F with high humidity

While summer can be intense, fall and spring are stunning. Residents enjoy colorful foliage and blooming landscapes, perfect for hiking and outdoor festivals.

5. Employment Opportunities in Tennessee

Tennessee offers a diverse economy and a growing number of white—and blue-collar jobs. Key cities each have different strengths.

Job outlook:

• Employers: FedEx (Memphis), HCA Healthcare (Nashville), and Volkswagen (Chattanooga)

• Growing sectors: Business services, healthcare, logistics, and tourism

• Remote work: Expanding access in larger cities and suburbs

Tennessee ranks well for job growth, especially in healthcare and distribution. Economic development programs attract new businesses and support local hiring.

6. Transportation in Tennessee

While major cities offer public transportation options, most residents drive. Tennessee has one of the lowest gas prices in the U.S.

Transit overview:

• Gas: Lower than the national average, per AAA

• Highways: Interstates like I-40 and I-65 connect key regions

• Public transit: Available in Nashville, Memphis, and limited elsewhere

Most communities are car-dependent, making Tennessee car shipping a convenient option for out-of-state movers needing their vehicle delivered reliably.

7. Healthcare Access in Tennessee

Tennessee offers quality healthcare in cities, but has fewer providers in rural areas. Telemedicine has improved access across regions.

Healthcare facts:

• Hospitals: Vanderbilt University Medical Center and St. Jude among top facilities

• Insurance: Options through the ACA and employer networks are available

• Rural areas: May require travel for specialty care

Health services are a significant part of the state’s economy. Advise new residents to verify insurance compatibility and proximity to care.

8. Groceries and Food Costs in Tennessee

Tennessee’s grocery prices are in line with national averages. Local agriculture contributes to affordability and access to fresh food.

Food insights:

• Chains: Kroger, Publix, Aldi, and regional stores

• Farmers markets: Abundant across the state, especially in spring and summer

• Local food: Tennessee is known for barbecue, fried chicken, and fresh produce

Eating locally can reduce your grocery bill and support small farmers. Many communities also host seasonal food festivals celebrating regional cuisine.

9. Utility and Energy Costs in Tennessee

Utility costs in Tennessee are average, but summer cooling increases electric bills. Winters are mild and require little heating.

Energy insights:

• Electricity: Air conditioning is the most significant energy expense

• Heating: Lower costs than northern states due to short winters

• Water: Costs vary but are manageable statewide

Energy efficiency programs are available to help reduce monthly costs. Newer homes and apartments typically include updated systems for savings.

10. Community Life in Tennessee

Tennessee communities offer a mix of tradition, arts, and outdoor living. Residents enjoy strong local pride and hospitality.

Community traits:

• Arts and culture: Music festivals, museums, and theaters statewide

• Outdoor recreation: Hiking, fishing, and biking are popular year-round

• Social connection: Church groups, civic clubs, and local events foster belonging

There’s a strong sense of neighborliness and civic pride. There are many ways to get involved and build roots, from small towns to metro suburbs.

Final Thoughts

Tennessee is an increasingly popular place to call home. Its affordability, no income tax, cultural vibrancy, and strong job prospects make it a wise choice for those seeking comfort and opportunity. 

While summers can be intense and traffic frustrating in some areas, most residents find that the pros outweigh the cons. Planning and choosing the right region for your needs makes all the difference.

If you’ve never shipped a car before, our first-time car shipping essential guide provides everything you need to know to prepare for a smooth and stress-free delivery.

Need to Move Your Car to Tennessee?

AmeriFreight Car Shipping provides competitive rates and reliable service. Whether you're heading to the mountains of East Tennessee or the music scene in Nashville, we help make your move easier. 

Get a free quote today.

Frequently Asked Questions (FAQs)

Is Tennessee a financially savvy place to live? 

Yes. Tennessee has no state income tax and a relatively low cost of living, making it a financially savvy choice.

What’s the most significant weather concern? 

Summer heat and spring storms, including tornadoes, are the biggest challenges.

Where are the job opportunities? 

Nashville and Memphis are healthcare and logistics hubs. Knoxville and Chattanooga are growing in tech and tourism.

What are the best cities for newcomers? 

Chattanooga, Knoxville, and Murfreesboro are popular for their balance of affordability and amenities.

Disclaimer: The information provided in this guide is for general informational purposes only. While every effort has been made to ensure accuracy at the time of writing, living costs, housing prices, job markets, and other local conditions may change over time. Always conduct your research or consult with local professionals when making relocation decisions.