10 Things You Need to Know Before Moving to Pennsylvania

Pennsylvania offers a compelling mix of history, industry, and natural beauty. From the cobbled streets of Philadelphia to the rolling Appalachians and the steel-strong roots of Pittsburgh, the Keystone State bridges tradition and progress. But living here comes with trade-offs. Taxes are among the highest in the country, winters can be rough, and job prospects vary widely depending on where you land. 

Whether career options, family ties, or the scenic back roads of Amish country draw you, this 2025 guide will help you navigate the realities of moving to Pennsylvania.

What You’ll Learn

Here’s a quick preview of what this guide covers:

• Cost of living, housing, and healthcare

• Employment outlook and commute options

• Climate expectations and outdoor opportunities

Overview

Pennsylvania offers a blend of historic cities, affordable housing, and a strong job market. The state attracts newcomers with its balance of urban excitement, small-town charm, and access to nature. Your reasons for moving may include career opportunities, education, or a lower cost of living compared to other Northeast states.

Here’s a more detailed breakdown:

Cost of living and housing

Pennsylvania’s cost of living is about 2 percent higher than the national average. Housing is 6 percent lower than the national average, making home ownership and renting more accessible. The average home price is around $272,000, with Philadelphia and Pittsburgh offering different price points. Rent averages about $1,700 per month statewide, with lower rates in smaller cities like Allentown and Lancaster. Utilities cost slightly less than the national average, while food, healthcare, and transportation are a bit higher.

Job market and economy

Pennsylvania’s job market is healthy and strong, with 139,000 more jobs than in early 2020. The unemployment rate is steady at 3.6 percent. Major industries include healthcare, education, manufacturing, and energy. While job opportunities are robust, some groups-such as those without college degrees-may face more challenges. Workforce programs and apprenticeships are growing to help more people find stable employment.

Major cities and communities

Philadelphia is the largest city and a major cultural, economic, and educational hub. Pittsburgh is known for its technology, healthcare, and vibrant arts scene. Other large cities include Allentown, Erie, Reading, Upper Darby, Scranton, and Harrisburg. Each city offers a unique mix of amenities, history, and community spirit. Smaller towns provide affordable living and a slower pace.

Education and healthcare

Pennsylvania has a high school graduation rate of over 90 percent and is home to many respected colleges and universities. The state has more than 500 public school districts and a wide range of private schools. Healthcare services are well-developed, especially in urban areas, with costs about 3 percent higher than the national average.

Climate and environment

Pennsylvania experiences four distinct seasons, with cold winters and warm summers. The state features mountains, forests, and rivers, offering year-round outdoor recreation. Residents enjoy hiking, skiing, fishing, and exploring state parks.

Culture and recreation

Its museums, landmarks, and festivals reflect Pennsylvania's rich history. Residents enjoy a diverse food scene, local sports, and cultural events. The state’s location provides easy access to major East Coast cities and attractions.

Other notable considerations

• Taxes: Pennsylvania has a flat income tax rate and moderate property taxes.

• Transportation: Public transit is available in major cities, but most residents outside urban areas rely on personal vehicles.

• Utilities: Utility costs are slightly higher than the national average, especially in winter.

• Community: The state is known for its friendly communities and strong sense of local pride.

Why Are People Moving to Pennsylvania?

Pennsylvania is attracting newcomers thanks to its:

• Affordable rural towns and midsize cities compared to coastal metros

• A diverse job market in manufacturing, healthcare, education, and tech

• Extensive outdoor recreation, from hiking to skiing

• Rich culture and historic urban centers like Philadelphia and Pittsburgh

The state’s slower pace and community-driven culture appeal to those looking to settle in a place with depth and stability. Its scenic seasons and rich heritage attract families, professionals, and retirees.

10 Essential Considerations for Moving to Pennsylvania

1. The Cost of Living in Pennsylvania

Pennsylvania is generally more affordable than neighboring states, but costs can vary dramatically between urban and rural areas. While groceries and utilities fall around the national average, housing and taxes require close attention.

Typical expenses:

• Groceries: Close to the national average, with plenty of local farm markets

• Healthcare: Lower than coastal states, but access varies by region

• Housing: Median home prices near $250,000 statewide

• Taxes: State income tax is 3.07%, but local taxes often apply

• Utilities: Heating oil can be costly during the winter months

Choosing a location with lower property taxes and cost-effective utility options can significantly impact monthly expenses. Budget-conscious movers often look to western and central Pennsylvania for greater affordability.

2. Education in Pennsylvania

Pennsylvania’s educational offerings include nationally ranked universities and a wide range of public and private K-12 options. School quality and resources vary based on region and funding structures.

Education notes:

• Higher education: Penn State, Temple, Carnegie Mellon, and the University of Pennsylvania

• K-12 schools: Strong districts in suburbs, challenges in some city areas

• Vocational training: Trade schools and community colleges provide workforce readiness

Where you live has a significant impact on public school quality. When choosing a home, families often prioritize proximity to reputable school districts and enrichment programs.

3. Housing Realities in Pennsylvania

Pennsylvania offers a broad housing market, from city lofts to mountain cabins. Prices remain relatively modest compared to coastal states, but property taxes are among the highest in the nation.

Housing facts:

• Home values: $250,000 median; lower in rural counties

• Property taxes: Some of the highest in the U.S.

• Rental options: Vary from $1,200+ in cities to $700 in smaller towns

Before buying, it’s essential to understand county-level tax policies and neighborhood amenities. Renters can benefit from lower monthly costs, especially in smaller markets.

4. Climate and Weather in Pennsylvania

Pennsylvania sees all four seasons, with dramatic shifts between hot, humid summers and cold, snowy winters. Regional geography plays a significant role in daily weather patterns.

Weather patterns:

• Spring: Rainy with flood-prone areas near rivers

• Summer: Humid with temps in the 80s and 90s

• Winter: Heavy snow is possible in northern and western counties

Climate prep involves securing efficient heating systems, waterproofing basements, and planning for winter road safety. Seasonal gear and weather-appropriate home features are a must.

5. Employment Opportunities in Pennsylvania

Traditional industries and emerging sectors alike anchor Pennsylvania’s economy. Job access and wages vary widely between urban hubs and rural communities.

Job highlights:

• Growth sectors: Healthcare, logistics, and higher education

• Largest employers: Comcast, Penn Medicine, UPMC, and local universities

• Remote work: Expanding in tech and creative industries

Pittsburgh and Philadelphia lead in employment options. Regional employers and remote roles may offer more flexibility for those in smaller towns.

6. Transportation in Pennsylvania

Getting around Pennsylvania depends heavily on where you live. While cities have public transit systems, rural regions require car ownership and longer commute times.

Transit options:

• Interstate system: I-76, I-80, and I-95 connect the state

• Public transportation: SEPTA in Philadelphia and PAT in Pittsburgh

• Rural commuting: Limited transit means car ownership is essential

PennDOT maintains extensive roadways, but drivers should prepare for toll roads and winter weather. Car maintenance is essential, especially for those living in hilly or snow-prone regions. 

Rural regions require car ownership and longer commute times, making Pennsylvania car shipping a smart option for those relocating from out of state and needing reliable vehicle delivery.

7. Healthcare Access in Pennsylvania

Access to quality care is strong in metropolitan areas but can be limited in remote parts of the state. Nationally ranked Pennsylvania hospitals provide innovative care.

Healthcare overview:

• Leading hospitals: Geisinger, Jefferson Health, Penn Medicine, and UPMC

• Rural gaps: Some counties have limited provider availability

• State aid: Programs assist low-income and aging residents

When choosing a place to live, consider proximity to urgent care and specialists. Telemedicine and regional health networks are helping bridge service gaps.

8. Groceries and Food Costs in Pennsylvania

Grocery prices in Pennsylvania are generally reasonable, especially in smaller towns. The state’s agricultural base makes fresh produce and dairy widely available.

Food insights:

• Groceries: Slightly below the national average in smaller towns

• Local food: Popular farmers’ markets and PA Dutch specialties

• Restaurant scene: Strong in Philly, Pittsburgh, and college towns

Shopping at co-ops and local markets can help stretch your food budget. Seasonal produce and community-supported agriculture programs are common.

9. Community Life in Pennsylvania

Community values are strong throughout the state, from big cities to small boroughs. Civic pride and historical tradition fuel public events and neighborly connections.

Community traits:

• Events: Fairs, heritage festivals, and small-town parades

• Outdoors: Parks, hiking, and regional sports teams bring people together

• Volunteerism: Strong civic engagement in churches and schools

Getting involved in local organizations and attending public events makes integration easier. Many areas maintain a friendly, small-town feel.

10. Recreation and Outdoor Activities in Pennsylvania

Pennsylvania offers outdoor fun year-round, with mountains, lakes, rivers, and trails. Whether you enjoy solo adventure or group activities, you'll find plenty to do.

Outdoor highlights:

• Adventure: Appalachian Trail, Poconos, and state parks

• Lakes and rivers: Boating, kayaking, and fishing abound

• Winter sports: Skiing and snowboarding in several mountain regions

The state’s natural diversity supports everything from whitewater rafting to leaf-peeping in the fall. Residents often take weekend trips to explore new corners of the state.

Check out our top vehicle shipping questions to learn about delivery timelines, pickup procedures, and seasonal considerations before your move.

Final Thoughts

Pennsylvania blends old-world charm with modern opportunity. Its affordability, cultural depth, and geographic variety make it an appealing choice for many, though its tax structure and climate may require adjustment. 

With research and preparation, you can make the most of what the Keystone State offers. Focus on choosing the right region, preparing for seasonal changes, and plugging into the community to build a rewarding lifestyle.

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Frequently Asked Questions (FAQs)

Is Pennsylvania a good place to retire? 

Yes, for those who want four seasons, cultural access, and quality healthcare, though winters and taxes may be a downside.

What are the most affordable cities in Pennsylvania? 

Erie, Johnstown, and Altoona are budget-friendly compared to metro areas.

Are Pennsylvania property taxes high? 

Yes, especially in the suburbs. Rural areas can offer relief.

What are winters like? 

Snowy and cold, especially in the north and west. Be prepared for icy roads and heating costs.

Disclaimer: The information provided in this guide is for general informational purposes only. While every effort has been made to ensure accuracy at the time of writing, living costs, housing prices, job markets, and other local conditions may change over time. Always conduct your own research or consult with local professionals when making relocation decisions.