You might picture North Dakota as a state of open prairies, small-town charm, and a growing energy industry—but are you prepared for its long, harsh winters, rural lifestyle, and limited urban amenities?
While it might not offer the hustle of a big city, the state delivers steady employment, family-friendly values, and a sense of groundedness often missing from urban life. It’s where agriculture, innovation, and community pride intersect to create a uniquely rewarding living experience.
What You’ll Learn
In this guide, you’ll find practical insights and 2025 updates on:
Cost of living and housing affordability
Education systems and school rankings
Job availability across key sectors
Overview
North Dakota offers affordable living, a strong job market, and a welcoming community atmosphere. The state attracts newcomers with its low cost of living, safe cities, and access to wide-open spaces. The best reasons to move here depend on your priorities- whether you want budget-friendly housing, career opportunities, or a quieter pace of life.
Here’s a more detailed breakdown:
Cost of living and housing
North Dakota’s cost of living is about 9 percent below the national average. The average annual cost of living is $52,631. Housing is exceptionally affordable, with a typical home value of around $265,000, well below the national average. Median gross rent is $863 per month, and even in the largest cities, home prices are lower than in many other states. Utilities, food, and energy costs are less expensive than national averages, although healthcare costs are about $2,000 higher yearly than the U.S. average.
Job market and economy
North Dakota’s job market is robust, especially in energy, agriculture, and healthcare. As of January 2025, there were 24,000 job openings, and the job openings rate was 5.1 percent, higher than the national average. The ratio of unemployed persons to job openings is 0.5, indicating a tight labor market with more jobs than job seekers. Urban areas like Fargo and Bismarck offer the most opportunities, but job prospects are strong statewide.
Major cities and communities
Fargo is the largest city and a regional business, healthcare, and education hub. Bismarck, the state capital, is known for government jobs and a family-friendly environment. Grand Forks and Minot are popular, offering urban amenities and small-town charm. Williston and Dickinson serve as centers for the state’s energy industry. Most communities are known for their safety, friendliness, and sense of belonging.
Education and healthcare
North Dakota provides quality public schools and several respected colleges and universities. The state’s healthcare system is well-developed in urban areas, though rural regions may have fewer options. Healthcare costs are higher than the national average, but access to care is generally good in larger cities.
Climate and environment
North Dakota experiences four seasons: hot summers and cold, snowy winters. Residents enjoy outdoor activities like hiking, fishing, and exploring state parks. The state’s landscape features prairies, lakes, and the scenic Badlands, including Theodore Roosevelt National Park.
Culture and recreation
North Dakota offers a strong sense of community, local festivals, and a rich Native American heritage. Residents enjoy a slower pace of life, with plenty of opportunities for outdoor recreation and cultural events. The state’s friendly atmosphere makes it easy to feel at home.
Other notable considerations
Taxes: North Dakota has lower taxes than many states, contributing to its affordability.
Safety: Most cities and towns with low crime rates are considered safe.
Transportation: Public transit is limited outside major cities, so most residents rely on personal vehicles.
Weather: Winters can be harsh, with blizzards and extreme cold, so preparation is essential.
Why Are People Moving to North Dakota?
North Dakota is attracting new residents due to its:
Accessible housing market, especially in rural towns
Affordable cost of living (91.3% of the U.S. average)
Expanding job sectors in agriculture, energy, and healthcare
Low population density and a strong sense of community
These advantages appeal to individuals and families looking for a slower pace, lower costs, and strong local support systems. While the lifestyle is quieter, the state’s economy and public services are robust and continue to grow.
10 Essential Considerations for Moving to North Dakota
1. Cost of Living
North Dakota is significantly more affordable than many U.S. states. According to MERIC, the average annual cost of living is approximately $52,631. Compared to coastal states or major metro areas, residents save considerably on housing, food, and utilities.
Typical expenses include:
Gas prices are generally below the national average
Groceries and healthcare are slightly lower than national norms
Median home price is around $300,000
Monthly utility costs average $300, with winter spikes
The state also offers low property taxes and no sales tax on groceries, helping stretch budgets further. Affordable living is a key draw for both first-time homeowners and retirees. If you're budgeting for your move, it helps to know what affects car shipping rates to avoid unexpected transport expenses.
2. Employment Opportunities
Core sectors drive the state’s economy.
Agriculture and ranching
Energy (oil, gas, and wind)
Healthcare and manufacturing
Fargo and Bismarck offer the broadest range of jobs, including tech, healthcare, and education roles. Oil-rich areas such as Williston provide lucrative energy positions but often require long hours and harsh conditions. The state government supports workforce development with job training programs and grants. Remote work is expanding, especially in tech and finance, but rural internet service can still be inconsistent.
3. Housing Realities
North Dakota’s housing market remains stable and accessible. Home prices are below the national average, and property taxes are manageable.
Key housing facts:
Fargo and Bismarck have higher home values, but remain affordable
Rent for a one-bedroom apartment in Fargo averages $1,100 per month
Smaller towns offer affordable housing with fewer rental options
Most newcomers buy rather than rent, especially in rural regions. New developments in growing towns include energy-efficient homes and expanded public services, making relocation easier for families and remote workers.
4. Climate and Weather
North Dakota experiences all four seasons with extremes, especially in winter. Summers are pleasant and allow plenty of outdoor recreation, but winter demands preparation.
Weather patterns include:
Blizzards, high winds, and subzero temperatures in winter
Extended daylight hours and warm temperatures in summer
Unpredictable spring and fall with storms and tornadoes
Winter preparedness is essential. Residents commonly use snow tires, block heaters, emergency kits, and backup heating systems. Seasonal events, from summer fairs to winter sports, offer year-round engagement with the outdoors.
5. Transportation
North Dakota's rural nature makes it heavily car-dependent. Major highways are well maintained, but extended distances separate services.
Transportation essentials:
Buses operate only in cities like Fargo and Bismarck
Public transit outside urban areas is limited
Vehicle ownership is nearly universal, and for newcomers arriving from out of state, North Dakota car shipping can simplify long-distance relocation to both cities and rural areas.
6. Healthcare
North Dakota offers quality care, though access varies regionally. Urban areas provide comprehensive services, but rural locations may require travel for specialist appointments.
Healthcare overview:
Major providers include Altru Health System and CHI St. Alexius
Rural towns may lack specialist services
Telemedicine is expanding to bridge gaps in access
Patients highly rate medical services. Rural health initiatives and mobile clinics help improve care access. Preventative care, dental services, and mental health resources are also increasing across the state.
7. Grocery Costs and Local Food
Grocery costs are manageable and offset by local food sources. North Dakota residents often rely on regional producers and community-supported agriculture.
Food access:
Co-ops and farmers' markets offer fresh local produce
Hunting, fishing, and gardening are standard supplemental options
Winter bulk shopping helps avoid seasonal travel challenges
Local food culture is vibrant, connecting communities with traditional dishes and seasonal recipes. While selection may be limited in rural areas, essentials remain affordable and accessible.
8. Utility and Energy Costs
Utility costs align with the national average but rise sharply during winter. Efficient energy use is essential in a state where temperatures can fall below -30°F.
Energy snapshot:
Heating costs increase from October through March
Many homes rely on propane, natural gas, or wood stoves
Renewable energy sources like wind are growing statewide
Residents are encouraged to weatherproof their homes and use programmable thermostats. Utility companies often offer rebates for energy-efficient upgrades. Solar and wind options are expanding, especially in rural communities.
9. Community Life
North Dakota has a welcoming and deeply connected community culture. Residents form strong bonds through shared traditions, values, and local participation.
Community highlights:
Local sports, faith-based groups, and volunteer work are central to social life
Residents attend seasonal festivals, fairs, and community dinners
Small businesses and civic groups foster neighborly support
Community involvement is strong, with high voter turnout and grassroots participation. Whether in a town of 500 or a city like Fargo, neighbors will be eager to help and welcome you.
10. Education
North Dakota prioritizes education through strong public schools and accessible higher education institutions. Parents value the emphasis on safety, academics, and extracurriculars.
Education details:
Public K-12 schools in cities like Fargo and Grand Forks rank highly
Rural schools may be smaller, but they emphasize community involvement
University of North Dakota and North Dakota State University offer in-state tuition advantages
State programs support technical education, apprenticeships, and continuing education for adults. School districts regularly engage families through parent-teacher events, sports, and career readiness initiatives.
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Final Thoughts
North Dakota offers affordability, employment opportunities, and strong community values. Its quiet pace and rural beauty appeal to many, but its climate and distance from urban amenities require preparation.
Families, retirees, and remote workers are all finding space to thrive in the state’s welcoming towns and expanding cities. With the right mindset and winter gear, you can enjoy a high quality of life in the Peace Garden State.
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Frequently Asked Questions (FAQs)
Is moving to North Dakota worth it financially?
Yes. With a cost of living below the U.S. average and a strong job market, North Dakota is a financially savvy option for many.
What are the biggest challenges of living in North Dakota?
The biggest challenges include harsh winters, long travel distances, and limited public transportation.
What jobs are available for newcomers?
Energy, healthcare, manufacturing, and agriculture are leading employment sectors, especially in Fargo, Bismarck, and Williston.
How do I prepare for North Dakota’s winters?
Stock up on warm gear, winterize your home and vehicle, and keep emergency supplies ready. Learn winter driving techniques to stay safe.
Disclaimer: The information provided in this guide is for general informational purposes only. While every effort has been made to ensure accuracy at the time of writing, living costs, housing prices, job markets, and other local conditions may change over time. Always conduct your research or consult with local professionals when making relocation decisions.
