10 Things You Should Know Before Moving to Nebraska

10 Things to Know Before Moving to Nebraska

Nebraska offers wide-open spaces, tight-knit communities, and a balance between rural simplicity and urban convenience. But it also comes with its realities, from extreme seasonal weather to limited transit options in rural areas. This guide explains everything you need to know before calling Nebraska home.

Job opportunities, low housing costs, and the promise of less traffic and more space draw people to the Cornhusker State, which offers something for everyone.

What You’ll Learn

This guide will walk you through:

• Access to education, healthcare, and daily services

• Climate and how to prepare for seasonal extremes

• Cost of living and housing trends

Overview

Nebraska offers an affordable lifestyle, a stable job market, and family-friendly communities, making it an attractive destination for those seeking a balance between urban amenities and rural charm. With a cost of living 9% below the national average and a median home price of $264,859, the state appeals to budget-conscious individuals and families. Key considerations include a strong agricultural economy, quality education and healthcare access, and seasonal climate extremes.

Here’s a More Detailed Breakdown:

Cost of Living & Housing

Nebraska’s affordability is driven by housing costs 21% below national averages, with median home values rising 3.4% year-over-year to $264,859 as of March 2025. Rent averages $1,500 monthly, though smaller cities like Hastings offer rates 14% below the state average. Utilities cost 14% less than the national average, and groceries are 4% cheaper, contributing to a lower overall financial burden.

Job Market & Economy

The state’s unemployment rate of 2.9% (March 2025) reflects steady growth in sectors like agriculture, manufacturing, and transportation. Major employers include Tyson Foods, Union Pacific, and CHI Health, with the life sciences sector expanding by 31% since 2018. Rural areas face slower job growth, but urban hubs like Omaha and Lincoln provide diverse healthcare, tech, and logistics opportunities.

Major Cities & Communities

Omaha, the largest city with 876,000 metro residents, combines cultural attractions like the Old Market with a median home price of $272,918. Lincoln, the capital, offers affordable living (median home value: $269,785) and a vibrant university-town atmosphere. Smaller cities like Grand Island and Kearney provide tight-knit communities and access to outdoor recreation, though rural counties face population declines.

Education & Healthcare

Nebraska’s public schools boast an 88% graduation rate, with per-pupil spending averaging $12,939. The University of Nebraska system enrolls 49,419 students, supporting workforce development in high-demand fields like engineering and healthcare. Urban centers feature top hospitals like Nebraska Medicine (718 beds), while rural areas rely on critical access hospitals and networks like CHI Health.

Climate & Environment

The state experiences a continental climate, with summer highs averaging 76°F and winter lows near 23°F. Temperatures have risen 1.6°F since 1900, intensifying seasonal extremes, including thunderstorms and blizzards. Outdoor enthusiasts enjoy activities in eight state parks and along the Platte River, though drought risks impact agricultural regions.

Culture & Recreation

Nebraska’s cultural identity thrives through events like the College World Series and Sandhill Crane migrations. The Omaha Zoo and Henry Doorly Aquarium rank among the nation’s best, while rural festivals celebrate agricultural heritage. Residents enjoy hiking, fishing, and exploring landmarks like Chimney Rock and Scotts Bluff National Monument.

Other Notable Considerations

• Taxes: Income tax rates range from 2.46% to 6.64%, with property taxes averaging 1.61% of home value.

• Transportation: Major interstates (I-80, I-76) connect urban hubs, though rural areas require personal vehicles.

• Population Trends: Urban centers grow steadily (Omaha’s population rose 0.92% in 2025), while rural counties face declines.

• Severe Weather Preparedness: Residents in tornado-prone regions invest in storm shelters and emergency kits.

Why Are People Moving to Nebraska?

Nebraska appeals to families, professionals, and retirees alike for its slower pace, strong employment outlook, and affordability.

Reasons people are relocating to Nebraska include:

• Affordable housing: Median home prices hover around $262,000

• Diverse employment sectors: Agriculture, education, insurance, and logistics are leading industries

• Low unemployment: Continues to fall below the national average

• Strong community ties: Small-town feel even in larger cities

10 Essential Considerations for Moving to Nebraska

1. Cost of living in Nebraska

Nebraska is among the more affordable states, with housing, groceries, and transportation costs all below national averages. It’s an excellent place for people seeking value, whether you're starting a career, raising a family, or enjoying retirement.

Cost of living highlights:

• Groceries: Around 6% below the U.S. average

• Healthcare: Slightly lower than the national average

• Housing: Median home value is about $262,000, per Zillow

• Transportation: Gas and insurance are generally affordable

• Utilities: Winters can increase heating costs, but overall rates remain steady

With some budgeting and planning, you can live comfortably and still have money left over for savings or travel.

2. Education in Nebraska

Education is a priority in many Nebraska communities, with public school graduation rates topping 90% statewide. Urban districts offer greater access to AP courses and extracurriculars, while rural schools benefit from small class sizes and community involvement.

Higher education options include the University of Nebraska system, regional colleges, and expanding trade schools and online programs.

Key takeaways:

• Colleges and universities: Offer strong programs in agriculture, business, and engineering

• Public schools: Graduation rates are high, and support services are widely available

• Remote and online learning: Expanding in both K–12 and higher education

• Technical education: Workforce training prepares students for healthcare, trades, and logistics roles

Parents should research local school ratings and access to enrichment programs before relocating. Strong partnerships between schools and communities often lead to better outcomes for students.

3. Housing realities in Nebraska

Nebraska's housing market offers affordability and stability. Homeownership is shared, and urban and suburban areas provide reasonable prices compared to other regions. The state also offers property tax relief programs for qualifying residents.

Housing details:

• Home prices: Median value around $262,000, with variation by city and region

• New developments: Ongoing in Lincoln, Omaha, and surrounding suburbs

• Rental market: Monthly rent averages $1,000 for a one-bedroom in metro areas

• Rural opportunities: Lower prices but limited access to broadband or healthcare

First-time buyers and families looking to upsize can find something that fits their needs and budgets.

4. Climate and weather in Nebraska

Nebraska experiences four distinct seasons and frequent weather changes. Winters can be cold and snowy, while summers are hot and humid. Tornadoes are a seasonal risk, particularly in the spring and early summer.

Weather facts:

• Average summer highs: Often exceed 90°F in July

• Average winter lows: Dip into the teens, with snowfall common

• Precipitation: Thunderstorms and tornadoes occur in spring and early summer

• Storm prep: Nebraskans commonly use generators, snow tires, and home insulation.

Being prepared for seasonal changes is essential. Most Nebraskans outfit their homes and cars for year-round readiness.

5. Employment opportunities in Nebraska

Nebraska boasts a resilient job market. Major employers span industries from healthcare and education to logistics and agribusiness. The state plays a critical role in national freight and food systems thanks to its central location.

Career prospects include:

• Agriculture and farming: Still a dominant force in rural areas

• Education and public service: Strong job demand, especially for teachers and healthcare workers

• Finance and insurance: Omaha is a regional hub for companies like Mutual of Omaha and Berkshire Hathaway

• Logistics and warehousing: Growth driven by the state’s central U.S. location

With low unemployment and growing sectors, Nebraska is ideal for professionals looking to build long-term careers.

6. Transportation in Nebraska

In most of Nebraska, owning a car is essential. Larger cities have limited bus systems, but rural residents rely on personal vehicles for daily commuting. The state's infrastructure supports long-distance travel and commercial trucking.

Transportation facts:

• Gas prices: Below the national average

• Highway network: Connects major cities and neighboring states efficiently

• Public transit: Available in Omaha and Lincoln, limited elsewhere

• Vehicle maintenance: We generally recommend winter tires for affordable vehicle maintenance.

If you’re moving from a city with extensive public transportation, expect to adapt to driving as part of daily life.

7. Food and groceries in Nebraska

Nebraska's food is affordable and often locally sourced. With deep agricultural roots, the state is known for high-quality beef, fresh produce, and regional specialties. Community-supported agriculture is also popular in some areas.

Grocery insights:

• Farmers' markets: Operate statewide in spring and summer

• Food prices: Among the lowest in the Midwest

• Local restaurants: Feature comfort food, BBQ, and farm-to-table menus

• Supermarkets: Widely available with national and local brands

From small-town diners to local food co-ops, Nebraska offers easy access to fresh and affordable meals.

8. Utilities and energy costs in Nebraska

Utility bills in Nebraska are manageable, though heating costs can rise in winter. Energy conservation is common through home weatherproofing and efficient appliances. Many homes rely on natural gas for heating.

Utility insights:

• Electric rates: Near or below national averages

• Heating methods: Natural gas is the most common fuel source

• Insulation and home upgrades: Widely used to cut winter costs

• Summer cooling: Less expensive than heating due to drier air

Residents often take advantage of energy rebate programs and low-interest loans to improve household efficiency.

9. Recreation and lifestyle in Nebraska

From outdoor adventures to community activities, Nebraska offers a lot to explore. Life here is slower-paced, emphasizing local connections and seasonal fun. Whether in a city or a small town, many ways exist to stay active and social.

Lifestyle opportunities:

• Community events: County fairs, farmers' markets, and local sports

• Cultural institutions: Museums, theaters, and music venues in cities

• Outdoor activities: Biking, fishing, hiking, and boating in state parks

• Volunteer networks: Provide ways to give back and get involved

Recreation options are especially family-friendly, and many are free or low-cost thanks to strong civic support.

10. Adjusting to Nebraska’s culture and pace

Nebraskans are known for being friendly, hardworking, and rooted in tradition. Life moves at a measured pace, and neighbors often lend a hand without being asked. The slower lifestyle allows residents to prioritize relationships, hobbies, and wellness.

Cultural takeaways:

• Civic pride: Seen in sports, parades, and school events

• Family-oriented lifestyle: Prioritizes relationships and work-life balance

• Midwestern values: Emphasize humility, reliability, and kindness

• Small-town friendliness: Common even in larger cities like Lincoln

Moving here often means slowing down, and many people find that refreshing.

Final thoughts on relocating to Nebraska

Nebraska blends affordability with authenticity. While winters can be harsh and some areas are less connected, most residents enjoy the safe neighborhoods, good schools, and strong sense of community. It’s a state that values hard work, hospitality, and quality of life.

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Frequently asked questions (FAQs)

Is Nebraska a good place to raise a family?

Yes. Safe neighborhoods, good public schools, and affordable living make it ideal for families.

What are the main drawbacks of moving to Nebraska?

Cold winters, limited public transit, and occasional tornadoes are common concerns.

Which Nebraska cities are growing the fastest?

Lincoln, Omaha, and Grand Island continue to attract new residents.

What kind of jobs are in demand in Nebraska? 

Healthcare, education, logistics, and finance all offer steady employment.

How should I prepare for winter in Nebraska?

Invest in warm clothing, snow gear, and make sure your home and car are winter-ready.

Disclaimer: The information provided in this guide is for general informational purposes only. While every effort has been made to ensure accuracy at the time of writing, living costs, housing prices, job markets, and other local conditions may change over time. Always conduct your research or consult with local professionals when making relocation decisions.