10 Things to Know Before Moving to Hawaii

10 Things to You Need to Know Before Moving to Hawaii

Moving to Hawaii: The Complete Aloha State Guide

Hawaii's stunning beaches, lush mountains, and year-round warm weather are alluring. But before you pack your bags and trade in your snow boots for flip-flops, are you prepared for the realities of island life, like the high cost of living, the competitive housing market, and a job market heavily reliant on tourism?

What You'll Learn

In this 2025 guide, you'll explore how Hawaii’s cost of living compares to other states, why its job market centers on tourism and agriculture, and how island life influences everyday living.

• How much does it cost to live in Hawaii

• What kinds of jobs are available

• What everyday life is like

Overview

Moving to Hawaii may be financially worthwhile for those who prioritize lifestyle and culture over cost and are prepared for the unique challenges of island living, such as higher expenses and limited job opportunities.

Here's a more detailed breakdown:

Cost of Living

Hawaii is one of the most expensive states to live in, with significantly higher prices for housing, groceries, and utilities than the mainland.

Job Opportunities

The job market primarily focuses on tourism, healthcare, education, and government, with wages generally lower than those on the mainland.

Housing Market

The housing market is highly competitive, with high prices and limited availability, especially in popular areas like Oahu and Maui.

Daily Lifestyle Adjustments

Life on the islands moves at a slower pace, with a focus on relationships, nature, and well-being. This often requires adjustments to conveniences.

Natural Hazards

Hawaii's location in the Pacific makes the state vulnerable to several natural events, requiring residents to prepare for hurricanes, volcanic activity, earthquakes, and flash floods.

Transportation

Transportation options vary by island. Oahu offers public transit, while other islands often require owning a car, which comes with higher costs.

Other Notable Considerations

Utilities

Utility costs are high due to the reliance on imported oil and the need for cooling, but solar energy incentives are available.

Recreation and Entertainment

Hawaii offers various outdoor and cultural activities, contributing to a vibrant community.

Why Are People Moving to Hawaii?

People move to Hawaii for the beautiful scenery, slower pace, and welcoming culture. Life here is more relaxed, with many chances to enjoy nature and connect with neighbors. The warm weather all year makes it easy to be outside. Beaches, hiking trails, and fresh air are part of daily life.

The “aloha spirit” is more than a phrase—it treats others with kindness and respect. Hawaii’s culture makes many people feel at home quickly. While it can be expensive and isolating from the mainland, many people believe the lifestyle is worth the tradeoffs.

10 Essential Considerations for Moving to Hawaii

1. Cost of Living in Hawaii

Hawaii is one of the most expensive states in which to live. From housing to groceries, almost everything costs more than it does on the mainland. A big reason is that many goods must be imported. Every day, costs can add up quickly if you are unprepared with a solid budget and a plan.

• Housing: The average home costs over $800,000. Rent for a one-bedroom apartment ranges from $1,800 to $2,500 per month.

• Groceries: Items like milk and eggs cost more due to shipping. A gallon of milk may cost between $6 and $8.

• Utilities: Monthly electricity bills are often between $300 and $400, mainly because of high energy rates and the need for cooling.

• Healthcare: While costs are slightly above average, Hawaii’s employer-based insurance law gives many people access to reliable care.

Learning to budget and shop wisely will help you manage the higher costs.

2. Natural Hazards and Environmental Factors

Residents must learn about and prepare for Hawaii's many natural risks before and after moving. The state’s location in the Pacific makes it vulnerable to several natural events affecting daily life and personal safety. Hurricanes and tropical storms are most common between summer and fall, particularly between June and November. Although direct hits are rare, heavy rain, wind, and flooding can cause property damage and disrupt power and water service. Staying aware of weather updates and having an emergency plan is essential.

Some islands also experience volcanic activity. On the Big Island, for example, eruptions can cause vog—volcanic smog—which may create breathing problems for people with asthma or other respiratory conditions. Earthquakes and flash floods happen occasionally, especially in certain high-risk zones. People should consider these infrequent but severe events when choosing where to live.

Being prepared can reduce risks. Every household should have a basic emergency kit with food, water, batteries, and first-aid supplies. Signing up for local emergency alerts and learning the evacuation routes in your area can help you stay safe during unexpected events.

3. Housing in Hawaii

The housing market in Hawaii is very competitive, with high prices and limited availability in popular areas. Buying a home is a big financial commitment. In Oahu and Maui, home prices often exceed $800,000, while in Honolulu, they can reach nearly $1 million. Renting is also costly, but it can be more flexible for newcomers. Homes tend to be smaller than on the mainland, and single-family housing is harder to find. Many residents share homes with roommates or extended family to make things more affordable. If you plan to move to a neighbor island like the Big Island or Kauai, prices may be slightly lower, but fewer jobs and amenities may exist. It’s best to start your housing search early and have backup plans in case your first choice isn’t available.

4. Daily Lifestyle Adjustments

Life on the islands moves at a different pace than on the mainland. Patience becomes a daily habit, as shipping delays, limited product options, and slower customer service are part of the experience. While these differences may seem frustrating at first, they often lead to a less stressful way of life that many people come to enjoy. You’ll also notice that people prioritize relationships, nature, and well-being more than hustle or competition. Living in Hawaii may involve giving up some of the conveniences you're used to in exchange for a deeper connection to your community and environment.

• Store hours may vary and close earlier than expected.

• Some goods may not be in stock or take weeks to arrive.

• Simpler routines and fewer material items often become the norm.

5. Job Opportunities

Job opportunities in Hawaii center around a few major industries. These include tourism, healthcare, education, government, and agricultural work. Wages are lower than on the mainland, and jobs can be competitive. Many residents work multiple part-time jobs or freelance to make ends meet. You may find steady work in teaching, nursing, or hospitality. Remote work is also possible, but it depends on the quality of the local internet, which can vary between neighborhoods.

6. Transportation in Hawaii

How you get around will depend on which island you live on. Oahu offers the best public transportation, including buses and the Skyline rail line. Public transit is more limited on the other islands, so owning a car is usually necessary. However, cars have higher gas prices, registration fees, and repair costs. Many use bikes, mopeds, or electric scooters for short commutes. It’s also worth considering whether you want to ship your vehicle or buy a used one after moving.

7. Groceries and Food

Food is one of the most significant expenses in Hawaii. Since most products are shipped in, items like milk, bread, and meat are more expensive than on the mainland. However, Hawaii’s agricultural scene provides a lot of fresh fruits, vegetables, and seafood. Buying local not only saves money but also supports the community. Farmers’ markets are held weekly in most towns, and you can often find better deals there than at big grocery stores. Cooking at home is one of the best ways to reduce food costs, especially for families.

• Shop at Costco or local co-ops to save on staples.

• Visit farmers’ markets for fresh, local produce and fish.

• Cooking at home and meal planning can lower your grocery bill.

8. Utilities in Hawaii

Utilities in Hawaii are some of the highest in the nation. Electricity costs more here due to imported oil and high cooling demand. Many homes without central air conditioning rely on fans or natural breezes. Water and sewage services are also expensive, especially in rural areas. That said, Hawaii offers great incentives for solar energy, and many residents install solar panels or water heaters to reduce long-term costs.

• Monthly electricity bills average $300–$400.

• Solar energy reduces long-term utility costs.

• Saving water and using energy-efficient appliances helps lower bills.

9. Recreation and Entertainment

Hawaii is not just about relaxing on the beach. It offers a wide range of outdoor and cultural activities. You can take hula classes, join a local canoe team, or attend free concerts and community festivals. Many residents stay active with hiking, surfing, biking, and yoga. Art and music are essential to island life, and local talent is celebrated at markets and fairs. Engaging in these activities helps you meet people and feel connected to your community.

• Explore free hula shows, art exhibits, and food festivals.

• Join local recreation leagues, classes, or outdoor clubs.

• Attend cultural events to learn more about Hawaiian history and traditions.

10. Family and Education

Hawaii is a family-friendly place with lots of outdoor activities and educational programs. Schools vary in quality, so it’s essential to research districts ahead of time. In addition to public schools, there are charter, private, and homeschooling options. Families often spend weekends exploring nature, visiting cultural sites, or participating in neighborhood events. Many programs also teach Hawaiian culture, language, and history, helping kids grow up with a strong sense of place and identity.

Your Hawaii Moving Checklist

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  Research the cost of living by island and city.

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  Secure housing. Consider shared living arrangements to reduce costs.

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  Plan for higher grocery and utility expenses.

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  Verify healthcare providers and insurance coverage.

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  Explore job opportunities in tourism, healthcare, and education.

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  Join local events and community groups.

Final Thoughts on Moving to Hawaii

Living in Hawaii can be a dream come true, but it requires careful planning, a flexible mindset, and an appreciation for a slower pace of life. While the cost of living is high and some conveniences may be limited, many people find the trade-offs worth it for the natural beauty, tight-knit communities, and opportunities for outdoor living. Hawaii isn’t just a destination—it becomes a way of life. Hawaii could be where you belong if you're looking for a place that encourages balance, connection, and simplicity.

Need to Ship Your Car to Hawaii?

AmeriFreight offers reliable and affordable vehicle shipping to California ports. Please note that our services only include land transportation; you must arrange separate sea shipping to transport your vehicle to the islands.

Get a free quote today! 

Frequently Asked Questions (FAQs)

Is moving to Hawaii financially worth it?

It depends on your income and spending habits. Living costs are high, but for many, the lifestyle, nature, and culture outweigh the extra expenses.

What are the biggest challenges of living in Hawaii?

The most common challenges include expensive housing, limited job opportunities, high grocery and utility bills, and being far from family on the mainland.

What jobs are available in Hawaii?

The primary industries are tourism, healthcare, education, retail, and government. Remote work is possible, though internet speed varies by location.

How do I manage costs in Hawaii?

Budget carefully, consider shared housing, buy food in bulk, use solar energy if possible, and reduce electricity and water usage. Shopping at farmers’ markets and cooking at home can also help.

How can I fit into the local culture?

Be respectful, learn about Hawaiian traditions, and participate in local events. Use simple Hawaiian phrases, support local businesses, and learn from long-time residents.

Disclaimer: The information provided in this guide is for general informational purposes only. Always conduct your research or consult with local professionals when making relocation decisions.