10 Things You Should Know Before Moving to Delaware

Moving to Delaware: The Complete First State Guide

Delaware is known for its beautiful beaches, friendly tax policies, and easy access to major East Coast cities. But living here also means dealing with rising housing costs, humid summers, and limited public transportation.

This guide will help you understand life in Delaware, from housing and job markets to weather and community life.

What You'll Learn

• Cost of living, including housing, healthcare, and utilities

• Job opportunities and important industries

• Climate and local culture

• Tips for enjoying community life

Overview

Relocating to Delaware can be a financially smart move due to the lack of sales tax and low property taxes. Still, it also presents challenges such as summer humidity and limited public transport, making its suitability dependent on individual priorities and preferences.

Here's a more detailed breakdown:

Financial Considerations

Delaware offers tax advantages, such as no sales and low property taxes, which can lead to significant savings for residents.

Housing Market

Housing options vary greatly across Delaware, with coastal areas being more expensive and inland towns offering more affordable options.

Climate and Seasons

Delaware experiences mild winters and hot, humid summers, with coastal areas experiencing slightly milder weather due to the ocean's influence.

Employment Opportunities

Delaware has a diverse job market with strong finance, healthcare, chemical manufacturing, agriculture, and tourism industries.

Transportation

Public transportation is limited in Delaware, making personal vehicles the primary mode of transport for most residents.

Other Notable Aspects

Healthcare: While healthcare costs are slightly higher than the national average, Delaware provides good medical services, particularly in urban areas.

Community Life: Delaware offers a variety of community lifestyles, ranging from seasonal tourist towns to smaller cities with close-knit communities.

Why Are People Moving to Delaware?

Many people move to Delaware because of its affordable living in some areas, tax advantages, and proximity to major cities. Here are a few reasons:

• Tax Benefits: Delaware has no sales tax and very low property taxes.

• Location: Easy trips to cities like Philadelphia, Baltimore, and Washington, D.C.

• Jobs: Strong industries include finance, healthcare, chemical manufacturing, and agriculture.

• Quality of Life: Enjoy beaches, small towns, and four seasons.

10 Essential Considerations for Moving to Delaware

1. Cost of Living

Delaware's cost of living is slightly higher than the national average, mostly because housing prices have gone up. The average home costs about $370,000, and rentals in Wilmington typically cost $1,200–$2,000 monthly. Healthcare and groceries are around the national average, while transportation costs can be higher due to commuting.

2. Education and Schools

Delaware provides quality education with good public and private school options:

• Public Schools: Wilmington, Newark, and Dover offer highly rated public schools.

• Private Schools: Various respected private and charter schools serve specialized needs.

• Higher Education: Delaware is home to notable institutions like the University of Delaware and Delaware State University.

• Community Colleges: Delaware Technical Community College offers affordable higher education opportunities.

• Special Programs: The state supports various special education programs and extracurricular activities, helping students excel academically and socially.

3. Housing Market

Housing in Delaware varies greatly. Coastal areas like Rehoboth Beach and Lewes have expensive homes. Wilmington rentals cost about $1,200–$2,000 monthly. Inland towns are more affordable but may require longer commutes. Delaware’s housing is still cheaper than that of nearby states like Maryland and New Jersey.

4. Climate and Seasons

Delaware has mild winters and hot, humid summers. Temperatures rarely drop below freezing in winter but often reach the upper 80s°F in summer. Coastal areas have milder weather because of the ocean. Prepare by having good air conditioning in summer and heating for cooler months.

5. Employment Opportunities

Delaware offers a strong job market with various industries. Big employers are big employers in finance, healthcare, chemical manufacturing, agriculture, and tourism. Companies like JPMorgan Chase and Bank of America have large offices here, and coastal towns benefit from tourism.

6. Transportation

Gas prices are average in Delaware, but commuting can add extra costs like tolls. Public transportation is limited, so most residents use their cars. DART First State offers buses statewide, which is helpful but might not cover all areas well.

7. Healthcare

Healthcare costs are slightly higher than the national average, but Delaware offers good medical services, especially in Wilmington and Newark. Rural areas have fewer healthcare options. Make sure your insurance plan covers Delaware before moving.

8. Food and Groceries

Grocery costs are around the national average. Fresh seafood is affordable due to the state's coastal location. Farmers' markets and local seafood vendors make getting quality food at reasonable prices easy.

9. Utility and Energy Costs

Utility costs in Delaware are near the national average. Air conditioning use in the summer can increase electricity bills. Many homes use natural gas or electric heating. Investing in energy-efficient appliances helps keep utility costs manageable.

10. Community Life

Delaware communities offer a variety of lifestyles. Coastal towns see seasonal population changes due to tourism. Smaller cities have close-knit communities where residents actively participate in local events and volunteer activities. Engaging with community events, exploring local beaches, and joining clubs helps newcomers quickly feel home.

Your Delaware Moving Checklist

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  Research the cost of living by city or region.

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  Secure housing early, especially in high-demand coastal areas.

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  Budget for commuting costs if working outside the state.

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  Check healthcare providers and insurance coverage.

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  Explore job opportunities in key industries like finance and healthcare.

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  Join local events and community groups.

Moving to Delaware: Final Thoughts

Delaware blends coastal charm, job opportunities, and tax benefits. While adjustments may be needed for the summer climate and limited public transit, the state’s affordability and community atmosphere make it a compelling place to call home.

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Frequently Asked Questions (FAQs)

Is Delaware a financially smart place to move?
Yes. While housing and transportation costs can be high, Delaware has no sales tax and offers low property taxes, making it attractive for retirees and professionals.

What challenges might I face living in Delaware?
Some find summer humidity, storm risks, and seasonal beach traffic difficult.

What industries are hiring in Delaware?
Finance, healthcare, chemical manufacturing, tourism, and government remain the most active sectors.

How can I prepare for summer heat and storms?
Install reliable air conditioning, stay hydrated, and prepare a hurricane emergency plan. Be aware of evacuation routes (NOAA) if you live near the coast.

Disclaimer: This article is for informational purposes only. Please verify all details independently before making decisions related to moving.