10 Things to Know Before Moving to Iowa

Moving to Iowa: The Complete Hawkeye State Guide

You may think of Iowa as flyover country. But to the people moving there every year, it’s a place to plant roots, build careers, and raise families. 

Iowa’s low cost of living, dependable job market, and strong sense of community make it an attractive destination for those looking for a slower pace of life without sacrificing opportunity. While farmland and small towns dot the landscape, the state also houses growing metro areas, top-ranked universities, and thriving industries.

What You’ll Learn in This Guide

Whether you're planning a move for work, education, or a change of scenery, this guide covers everything you need to know to make an informed decision. You'll learn about:

• Career prospects in agriculture, healthcare, and beyond

• Iowa’s cost of living and housing opportunities

• The balance of lifestyle, weather, and community in urban and rural areas

In this guide, you’ll uncover what life is like in Iowa—from weather patterns and job sectors to education, healthcare access, and recreational opportunities.

Why Are People Moving to Iowa?

Iowa is gaining attention for its affordability and strong employment sectors.

• Affordable housing: According to Zillow, home prices are around 19% below the national average.

• Diverse job market: The U.S. Bureau of Labor Statistics highlights agriculture, healthcare, renewable energy, education, and manufacturing as key industries.

• Four seasons and extreme weather: The National Weather Service reported that winters can be harsh with snow and ice, and spring tornadoes are common.

• Low cost of living: According to MERIC data, Iowa’s overall cost of living is about 6% below the national average.

10 Essential Considerations for Moving to Iowa

1. Cost of Living

Iowa is one of the more affordable states in the U.S., offering a range of cost-saving benefits that attract both individuals and families. Whether you're relocating for work, retirement, or a change of scenery, the overall expenses in Iowa are generally lower than the national average. This affordability extends across housing, utilities, and basic living expenses, making it easier for residents to maintain a balanced budget without compromising quality of life. The state's cost-effective lifestyle appeals to those seeking long-term financial stability in a welcoming and community-oriented environment.

• Healthcare: According to the Kaiser Family Foundation, healthcare costs in Iowa are about 5% above the national average.

• Housing: Zillow reports a median home price of around $200,000. Moderate property taxes and a high homeownership rate make Iowa especially attractive to first-time buyers and families.

• Transportation: GasBuddy data suggests that commuting and gas costs can run about 4% higher than average.

• Utilities: MidAmerican Energy indicates that energy costs are about 5% lower than the U.S. average.

2. Education and Schooling

Education is a central part of life in Iowa, with a wide range of public and private school options, reputable universities, and community colleges. The state consistently ranks well in national education performance metrics. Families moving to Iowa will find that most school districts offer solid academic programs, extracurricular activities, and community support. College towns like Iowa City and Ames also enrich the student and faculty environments.

• Identify school districts and compare education quality by region.

• Look into extracurricular programs, sports, and arts offerings.

• Understand enrollment requirements and registration timelines.

• Visit local schools or attend open house events when possible.

3. Housing Market Insights

Housing in Iowa caters to a range of lifestyles and budgets. Urban areas like Des Moines and Cedar Rapids offer more amenities and job opportunities, while smaller towns provide more space and lower prices. Whether you're renting or buying, the state's real estate market tends to be stable and less volatile than in coastal states. Iowa's mix of urban and rural housing options allows new residents to find what fits their lifestyle and budget.

• Des Moines and Cedar Rapids: These areas are in high demand for new residents.

• Renting: According to Apartment List, rental costs are lower than the national average.

• Small towns: Redfin data shows that smaller communities offer lower housing prices, albeit with fewer amenities.

4. Climate and Weather

Iowa's climate is marked by four distinct seasons, each with its own considerations. Winters can be bitterly cold with heavy snowfall, while summers are warm and humid. Spring often includes severe weather like thunderstorms and tornadoes, so storm preparedness is necessary. Autumn tends to be mild and scenic, offering a pleasant break between temperature extremes. Understanding the weather cycle helps residents prepare their homes, wardrobes, and travel plans year-round.

• Cold, snowy winters: Sub-zero temperatures do occur. 

• Colorful autumns: Fall typically brings beautiful foliage.

• Spring storms and tornadoes: Severe weather preparedness is essential.

• Warm, humid summers: Temperatures can reach the mid-80s.

Seasonal activities include hiking, boating, ice fishing, and snowmobiling.

5. Employment Opportunities

Iowa’s economy is diverse and growing, with strong opportunities across traditional and emerging sectors. While agriculture remains a backbone of the state, healthcare, education, manufacturing, and financial services are also major employers. Cities like Des Moines are becoming known for their finance and insurance industries, while university towns foster innovation and academic research. Those interested in remote work will find options in metro areas, though rural internet connectivity can be limited.

• Cedar Rapids and Iowa City: These cities serve as healthcare, research, and education hubs.

• Des Moines: The Iowa Economic Development Authority notes that the city is becoming an intense center for the finance and insurance sectors.

• Remote work: Opportunities are growing in metro areas, although rural internet access may still be limited.

6. Transportation in Iowa

Transportation in Iowa is mainly car-dependent, especially outside of the main cities. A reliable vehicle is essential for commuting and general mobility, particularly in rural areas where public transit is limited or nonexistent. Major highways make intercity travel relatively easy, but winter driving requires preparation. Drivers should equip their vehicles with snow tires and carry emergency kits during the colder months.

• Highway access: Interstates I-80 and I-35 connect major cities.

• Public transit: Limited to larger cities; not statewide.

7. Healthcare in Rural Areas

Healthcare access in Iowa depends on where you live. Urban centers are well-equipped with hospitals and specialists, while rural areas may have fewer options. Rural residents often drive longer distances to access specialized care. However, telehealth is becoming a more common and practical solution for routine checkups and consultations, helping bridge the healthcare gap in underserved regions.

• Rural areas may offer fewer healthcare options, but the Iowa Department of Public Health reports that telemedicine is expanding to bridge the gap.

• Urban centers: These areas continue to provide robust access to hospitals and specialist care.

8. Food and Agriculture

Iowa’s rich farmland is central to its economy and local lifestyle, and agriculture fuels job growth and the local food scene. Many communities support farm-to-table initiatives, and residents enjoy access to fresh, locally grown food through farmers' markets and CSA programs. Iowa’s agricultural output shapes daily life in many areas of the state, from sweet corn to pork products.

• CSA programs: Offer seasonal produce direct from farms.

• Grocery prices: Generally average; farmers' markets are popular.

• Locally sourced food: Corn, soybeans, and pork dominate.

9. Building Community

Building relationships is an integral part of life in Iowa. The state’s communities, especially in smaller towns, are known for their warmth and hospitality. Local events, volunteer groups, and neighborhood organizations offer opportunities to connect with others. Whether attending a Friday night football game or participating in a town festival, getting involved in community activities helps new residents feel at home.

• Events: Fairs, festivals, and high school sports

• Groups: Churches, service clubs, and hobby groups are widespread.

• Volunteering: A Common way to meet people and get involved.

10. Recreation and Lifestyle

Iowa offers a rich blend of outdoor and cultural activities for all seasons. Residents can enjoy the changing landscape year-round, from fishing, hiking, and biking in the summer to ice skating and snowmobiling in the winter. For those interested in arts and culture, the state features museums, local theaters, music festivals, and public libraries in small towns or metro areas. Iowa provides accessible ways to relax, connect, and enjoy life outside of work.

• Cultural life: Art centers, libraries, and local theaters support creativity year-round.

• Mental wellness: Long winters can affect mood; outdoor activities and social engagement help.

Your Iowa Moving Checklist

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  Compare the cost of living by region

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  Connect with local communities and events

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  Prepare for seasonal weather and severe storms

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  Research job sectors and local employers

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  Secure housing early

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  Set up health coverage and providers

Final Thoughts on Moving to Iowa

Iowa offers affordability, job opportunities, and a tight-knit community feel. Harsh winters and rural isolation are considerations, but many find the balance of cost and quality of life worth it.

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Frequently Asked Questions (FAQs)

Is moving to Iowa financially beneficial?

Yes. Living costs are 6% below the national average, and housing is exceptionally affordable. It’s especially beneficial for families and retirees looking for financial ease and stability.

What’s the biggest challenge of living in Iowa?

The biggest challenges are severe winter weather and limited access to services in rural areas.

How’s healthcare in small towns?

Specialist access may be limited, but telemedicine is expanding. Urban centers offer broader care options.

What jobs are in demand?

Many employers are hiring in healthcare, education, renewable energy, agriculture, and manufacturing sectors, making Iowa a promising place to launch or continue a career.

How should I prepare for Iowa’s weather?

Have a snow kit, winter gear, AC for summer, and tornado safety plans. Weather awareness is key.

Disclaimer: This content is for general information only. Always verify details locally or with licensed professionals.